16907 S Harvard
Gardena, CA, 90247
$1,100,000
MLS: OC26054408
Beds
5
Baths
3
Sq Ft
1,800
Lot
0.13 ac
Year Built
1944
MLS #
OC26054408
Days on Market
38
Listed
Mar 12, 2026
Description
No hassle to get permit and built ADU. New ADU just built with permit and final (January 2026). ADU is 1000 sqfts and 9 feet tall ceiling has 3 bedrooms, 2 bathrooms, washer and dryer hookup. ADU also has HVACs in every room. Including PAID-OFF SOLAR PANELS, significantly lowering your electricity expenses. Attached to ADU is 1 large car garage with lots of space for storage also built along with ADU (also 9 feet tall ceiling). Everything is new, including frame, drywall, roof, doors, foundation… (except floor). This area is ideal for a home office, gym, or cozy den. Front house is remodeled with washer and dryer hook up. This property located in a high-demand Gardena neighborhood near major freeways, shopping, and employment centers. Prime Gardena location Ideal for owner-user or investor.
Location
Gardena, Los Angeles County, CA 90247
Open on Google Maps ↗Listed by: Holly Le · Homelending Real Estate Inc.
Payment estimate
$7,941
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $110,000 · Loan: $990,000
- Principal & Interest
- $6,083
- Property tax (1.25%)
- $1,146
- Homeowners insurance
- $300
- Mortgage insurance
- $413
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Gardena home with as little as 3.5% down using an FHA loan — roughly $38,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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