Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
Under ContractDuplex

1706 Shamrock

Bakersfield, CA, 93304

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$299,999

MLS: TR26015366

Beds

4

Baths

2

Sq Ft

1,881

Lot

0.17 ac

Year Built

1950

MLS #

TR26015366

Days on Market

82

Listed

Jan 21, 2026

Description

Income potential property with 5 rooms, 4 bedrooms, 2 bathrooms total. Main home features a cozy fireplace, front porch entry, 3 bedrooms and 1 full bathroom. Also, main home roof was recently installed. Garage converted to ADU with entrance room, kitchen, 1 bedroom, 1 full bath, and separate from main house, ideal for rental or multi-generational living. Spacious front yard, backyard. Convenient central location close to schools, shopping, and freeway access. Buyer to verify permits and square footage.

Location

Bakersfield, Kern County, CA 93304

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Listed by: Sameena Ali · KW Vision

Payment estimate

$2,384

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $30,000 · Loan: $269,999

%
Principal & Interest
$1,659
Property tax (1.25%)
$312
Homeowners insurance
$300
Mortgage insurance
$112
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $10,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Local Market Stats

See Bakersfield, CA 93304 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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