$640,000
Original list price: $685,000
MLS: PW26110800
Beds
1
Baths
1
Sq Ft
723
Lot
1.00 ac
Year Built
1972
MLS #
PW26110800
Days on Market
22
Listed
May 21, 2026
Description
Live the Hermosa Beach lifestyle from this top-floor retreat, where ocean breezes, natural light, and walkability come together effortlessly. This 1-bedroom, 1-bath condo offers 723 sq ft of thoughtfully designed space, filled with morning sunshine. Start your day on the private balcony, then head just 20 steps away to the community rooftop deck to take in panoramic ocean views, then end your evening with stunning sunsets over the Pacific. With the front door facing the ocean, you’ll enjoy cool, refreshing cross-breezes year round – nature’s own air conditioning. Inside, the home features luxury vinyl plank flooring, stainless steel appliances, and a bright, open layout that feels both relaxed and refined. Located on the top floor with no neighbors above, this residence offers a rare sense of quiet and privacy within a secure, well-maintained building. Amenities include a pool, spa, gym, elevator, secured entry, and a secured garage parking space with room for storage. Just a short stroll to the sand, Hermosa Pier, coffee shops, restaurants, and boutiques, this home puts you in the center of everything - while still feeling like a peaceful escape. Whether you’re looking for a full-time residence or a beachside getaway, this is coastal living at its best.
Location
Hermosa Beach, Los Angeles County, CA 90254
Open on Google Maps ↗Listed by: Matthew Smith · Lido Real Estate & Investments
Payment estimate
$5,475
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $64,000 · Loan: $576,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,648
- Property tax (1.25%)
- $667
- Homeowners insurance
- $300
- Mortgage insurance
- $240
- HOA dues
- $620
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Hermosa Beach home with as little as 3.5% down using an FHA loan — roughly $22,400 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Hermosa Beach, CA 90254 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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