1737 Emerald Isle Way
Oxnard, CA, 93035
$1,325,000
MLS: V1-36988
Beds
3
Baths
2
Sq Ft
2,164
Lot
0.05 ac
Year Built
1991
MLS #
V1-36988
Days on Market
0
Listed
Jun 13, 2026
Description
Welcome to 1737 Emerald Isle Way, a spectacular penthouse-style waterfront residence located within the prestigious gated community of Harbour Island. Occupying one of the most desirable locations in the community, this elevated retreat showcases breathtaking views of the Channel Islands Harbor's main channel, spectacular sunsets, abundant natural light, and the effortless elegance of coastal living.Accessed by private elevator, the residence offers soaring cathedral ceilings, expansive windows, and an open-concept design that captures stunning water views from the main living areas. The spacious living room flows seamlessly to a large waterfront balcony, creating the perfect setting for morning coffee, sunset cocktails, or entertaining while boats cruise through the harbor's main channel below. The south-facing orientation fills the home with natural light throughout the day, while a portion of the balcony has been thoughtfully designed as a private sundeck for sunbathing and relaxation.The well-appointed kitchen features upgraded granite countertops and opens to both the dining and living spaces, allowing for easy everyday living and gathering with friends and family. Additional upgrades include new double-glazed windows and balcony doors, wood shutters throughout, and top-quality frameless glass shower enclosures that enhance both comfort and style.The luxurious primary suite serves as a private sanctuary, featuring vaulted ceilings, tranquil water views, generous closet space, and a spa-inspired bath. Additional guest accommodations provide comfort and flexibility for visitors, a home office, or extended stays.The attached garage is equally impressive, featuring fine gravel epoxy-coated flooring and premium custom cabinetry finished with an automotive-grade paint finish, providing exceptional storage and a polished appearance.Surrounded by beautifully maintained grounds, Harbour Island offers residents access to a resort-style pool and spa, waterfront walking paths, and boat slip opportunities subject to HOA availability. Just moments from beaches, yacht clubs, waterfront dining, and the Channel Islands Harbor, this exceptional penthouse residence offers a rare opportunity to enjoy front-row views of the harbor's main channel, stunning sunsets, and the very best of coastal waterfront living.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Ann Howarth · RE/MAX Gold Coast-Beach Office
Payment estimate
$11,037
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $132,500 · Loan: $1,192,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $7,553
- Property tax (1.25%)
- $1,380
- Homeowners insurance
- $300
- Mortgage insurance
- $497
- HOA dues
- $1,307
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $46,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Oxnard, CA 93035 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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