1737 Zion
Pine Mountain Club, CA, 93222
$549,000
MLS: SR26057666
Beds
3
Baths
2
Sq Ft
1,924
Lot
0.25 ac
Year Built
2005
MLS #
SR26057666
Days on Market
3
Listed
Mar 18, 2026
Description
This single-story home feels like a private retreat surrounded by luscious trees with the perfect blend of mountain charm, modern comfort, and privacy. This home backs directly to a serene greenbelt with trails and has more greenbelt on one side with a seasonal stream. Step inside to an open floor plan with vaulted ceilings, recessed lighting, ceiling fans, and abundant natural light throughout. The living room is bright and inviting with newer laminate wood flooring and a wood-burning stove, making it ideal for cozy evenings. A backup generator adds peace of mind, while central AC and heat keep you comfortable year-round. The kitchen is a true highlight, featuring custom tiled countertops with beautiful details, an oversized high-end range, stainless steel appliances, a farmhouse sink plus separate prep sink, walk-in pantry, and plentiful cabinets. This home offers two master suites, each with its own walk-in closet and bathrooms finished with custom tile. Flooring throughout is thoughtfully chosen: laminate wood in the living space, high-quality carpet in the bedrooms, and beautiful tile in the kitchen and bathrooms. A huge deck with multiple gathering areas is perfect for entertaining or simply relaxing among the trees. There’s also a lower covered deck for year-round enjoyment. The fenced backyard offers direct access to the trails, making it easy to step out and explore nature. Back deck includes Trex decking and the lower deck is tiled, making deck maintenance minimal. Additional features include an attached 2-car garage, paved driveway, storage under the home, and dedicated firewood storage. A snowblower and shovels are included, making winter care simple. The home can also be sold fully furnished, offering a true turn-key option. Practical updates include a newer water heater and newer roof. Pine Mountain Club is a peaceful, forested mountain community in the Los Padres National Forest, offering four seasons, star-filled skies, and a relaxed, small-town vibe. Residents enjoy access to amenities including a golf course, clubhouse with lounge, restaurants, seasonal pool, tennis and pickleball courts, basketball courts, a private lake, equestrian center, hiking and biking trails, and regular community events. With its towering pines, fresh air, and abundant wildlife, Pine Mountain Club feels like a year-round retreat—close enough to drive to the city, yet far enough away to feel like a different world. Photos enhanced for clarity.
Location
Pine Mountain Club, Kern County, CA 93222
Open on Google Maps ↗Listed by: Stacy Nevins · Beverly Glen Homes
Payment estimate
$4,114
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $54,900 · Loan: $494,100
- Principal & Interest
- $3,036
- Property tax (1.25%)
- $572
- Homeowners insurance
- $300
- Mortgage insurance
- $206
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Pine Mountain Club home with as little as 3.5% down using an FHA loan — roughly $19,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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