1758 Emerald Isle Way
Oxnard, CA, 93035
$2,250,000
MLS: V1-34397
Beds
2
Baths
3
Sq Ft
2,663
Lot
—
Year Built
1991
MLS #
V1-34397
Days on Market
74
Listed
Jan 30, 2026
Description
Don't miss this rare opportunity to own a true waterfront penthouse. Located in the gated community of Harbour Island. Designed by an exclusive celebrity home designer, this completely renovated residence comes fully furnished. This private third-floor home spans just under 2,700 square feet and offers privacy, luxury, and unparalleled harbor views breathtaking water views from every room, and no immediate neighboring sightlines.The dream kitchen blends elegance with efficiency and flows right into the expansive living space. Highlighted by a stunning see-through gas fireplace and an impressive wet bar--perfect for entertaining. Enjoy this unbelievable view from the large northwest-facing balcony, ideal for watching both, an amazing sunrise and breathtaking sunsets. Additional highlights include your very own private elevator, accessible directly from your very own two-car garage. A gated entry, and exceptional privacy throughout. This rare offering is truly one of Southern California's best-kept secrets. Offered at $2,250,000.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Stephen Henderson · Innovate Realty
Payment estimate
$15,929
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $225,000 · Loan: $2,025,000
- Principal & Interest
- $12,442
- Property tax (1.25%)
- $2,344
- Homeowners insurance
- $300
- Mortgage insurance
- $844
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $78,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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