Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

178 Giant Oak Avenue

Newbury Park, CA, 91320

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$1,275,000

MLS: 226001554

Beds

5

Baths

3

Sq Ft

2,250

Lot

0.13 ac

Year Built

1996

MLS #

226001554

Days on Market

2

Listed

Apr 15, 2026

Description

Located in the gated community of California Oakbrook, this two-story home offers a desirable layout and effortless indoor-outdoor living. Vaulted ceilings and a grand staircase create a striking first impression in the living room, while the family room with fireplace flows seamlessly into the updated kitchen featuring quartz countertops, stainless steel appliances, and a center island. The main level includes a versatile bedroom or home office, a full bath, and a laundry room with direct access to the 3-car garage.Upstairs, the spacious primary suite opens to a private balcony and features high ceilings and a bright ensuite bath with dual vanities, a walk-in shower, and a separate water closet. Three additional bedrooms and an updated hall bath complete the upper level. The backyard is designed for entertaining with multiple seating and dining areas plus a grassy yard. Additional highlights include owned solar and community amenities such as a park and sport court.

Location

Newbury Park, Ventura County, CA 91320

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Listed by: Lydia Gable Realty Group · Compass

Payment estimate

$9,157

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $127,500 · Loan: $1,147,500

%
Principal & Interest
$7,050
Property tax (1.25%)
$1,328
Homeowners insurance
$300
Mortgage insurance
$478
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Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Newbury Park home with as little as 3.5% down using an FHA loan — roughly $44,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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