18036 Arroyo
Chino Hills, CA, 91709
$885,000
MLS: TR26059851
Beds
3
Baths
3
Sq Ft
1,531
Lot
0.11 ac
Year Built
1989
MLS #
TR26059851
Days on Market
17
Listed
Mar 19, 2026
Description
Welcome to 18036 Arroyo Lane, Chino Hills, a beautifully upgraded home offering 1,531 sq. ft. of living space with 3 bedrooms and 2.5 bathrooms in a highly desirable neighborhood. Step into a bright and inviting living room featuring high vaulted ceilings that create an open and airy atmosphere while allowing abundant natural and ambient light to fill the space. The home has been upgraded with modern vinyl plank flooring throughout, providing both style and durability. The remodeled kitchen features quartz countertops and upgraded cabinetry with extended upper cabinets, offering both elegance and functionality for everyday cooking and entertaining. All bathrooms have also been upgraded with quartz countertop vanities, giving the home a cohesive and modern finish. A permitted, fully insulated sunroom addition provides valuable extra living space perfect for a family room, office, or entertainment area. Downstairs includes a modified bedroom/tech space and an added shower, creating flexible living options for guests, extended family, or work-from-home needs. Additional highlights include 24 fully owned solar panels to be paid off by the seller at close of escrow, a 220-volt outlet in the garage ready for an electric vehicle charger, artificial turf landscaping for low maintenance, and a custom designed front gate that enhances the home’s curb appeal. Conveniently located near top-rated schools, shopping centers, parks, and major transportation routes, this home also offers the advantage of NO HOA and a low property tax base. A wonderful opportunity to own a move-in ready, energy-efficient home in the heart of Chino Hills.
Location
Chino Hills, San Bernardino County, CA 91709
Open on Google Maps ↗Listed by: Oliver Yang · Cubemax International Corp.
Payment estimate
$6,448
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $88,500 · Loan: $796,500
- Principal & Interest
- $4,894
- Property tax (1.25%)
- $922
- Homeowners insurance
- $300
- Mortgage insurance
- $332
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Chino Hills home with as little as 3.5% down using an FHA loan — roughly $30,975 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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