18039 Lapis
San Bernardino, CA, 92407
(No pictures available yet)
$730,000
MLS: CV26104031
Beds
5
Baths
3
Sq Ft
2,825
Lot
0.21 ac
Year Built
2015
MLS #
CV26104031
Days on Market
0
Listed
May 13, 2026
Description
Beautifully maintained single-story home located in a desirable foothill community, featuring 5 bedrooms, 3 bathrooms, and approximately 2,825 sqft of living space. The open-concept layout offers a spacious great room with fireplace, seamlessly connected to the dining area and upgraded kitchen with granite countertops, center island, and ample cabinetry—perfect for both everyday living and entertaining. The primary suite provides a comfortable retreat with a walk-in closet, dual vanities, soaking tub, and separate shower. A flexible bonus room can be used as an office or potential sixth bedroom. Enjoy a low-maintenance backyard and a private courtyard entry, along with a 2-car attached garage and ample parking. Community amenities include a pool, clubhouse, and recreational areas, offering a resort-style living environment.
Location
San Bernardino, San Bernardino County, CA 92407
Open on Google Maps ↗Listed by: Yi Sui · PINNACLE REAL ESTATE GROUP
Payment estimate
$5,491
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $73,000 · Loan: $657,000
- Principal & Interest
- $4,157
- Property tax (1.25%)
- $760
- Homeowners insurance
- $300
- Mortgage insurance
- $274
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $25,550 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92407 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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