18082 Prairie Avenue 105
Torrance, CA, 90504
$749,900
MLS: SB26055477
Beds
2
Baths
3
Sq Ft
1,057
Lot
—
Year Built
2026
MLS #
SB26055477
Days on Market
0
Listed
Mar 13, 2026
Description
North Pointe is a boutique community of 24 thoughtfully designed two-story townhomes. Each home features approximately 1,057 square feet of living space with 2 bedrooms, 2.5 bathrooms, private balconies and patios, spacious two-car garages, and modern features including solar-ready infrastructure, EV charger ready, and tankless water heaters. Enjoy designer selected interiors including quartz countertops, Stainless Steel appliance package, washer and dryer, and luxury LVP flooring. The community is close to award-winning Torrance schools, major freeways, beaches, restaurants, and shopping.
Location
Torrance, Los Angeles County, CA 90504
Open on Google Maps ↗Listed by: Scott Anastasi · Scott Anastasi Realty, Inc.
Payment estimate
$5,509
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $74,990 · Loan: $674,910
- Principal & Interest
- $4,147
- Property tax (1.25%)
- $781
- Homeowners insurance
- $300
- Mortgage insurance
- $281
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $26,247 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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