18099 Lakeview
Victorville, CA, 92395
$1,200,000
MLS: MB26079169
Beds
5
Baths
5
Sq Ft
4,136
Lot
0.17 ac
Year Built
2006
MLS #
MB26079169
Days on Market
1
Listed
Apr 14, 2026
Description
Exquisite Spring Valley Lake Residence This custom-built single-family home, constructed in 2006, offers unparalleled luxury and convenience. Nestled on the serene shores of Spring Valley Lake, the property boasts its own private boat ramp and dock, perfect for water enthusiasts. The residence features five spacious bedrooms and five elegant bathrooms, including a private suite with its own bathroom located on the ground floor. Upon entering, you are greeted by a stunning cathedral ceiling, setting the tone for the home’s sophisticated design. The open-concept kitchen is a chef’s dream, equipped with custom hardwood cabinetry and top-of-the-line stainless steel appliances. The expansive living room, complete with a modern fireplace, provides an inviting space for relaxation and entertainment. The family room offers breathtaking lake views, making it an ideal spot for family gatherings. The master suite is a true retreat, featuring a large walk-in closet and panoramic lake views, along with another bedroom that also enjoys these picturesque vistas. Envision yourself fishing and cruising in your own backyard, or simply enjoying the tranquil beauty of the water, boats, and city lights. The outdoor space is perfect for barbecues, music, and creating lasting memories with loved ones.
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: FRANK LUCERO · EXCLUSIVE REALTY ASSOCIATES
Payment estimate
$8,636
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $120,000 · Loan: $1,080,000
- Principal & Interest
- $6,636
- Property tax (1.25%)
- $1,250
- Homeowners insurance
- $300
- Mortgage insurance
- $450
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $42,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Victorville, CA 92395 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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