18104 Montgomery
Fontana, CA, 92336
$535,000
MLS: OC26120667
Beds
3
Baths
2
Sq Ft
1,203
Lot
0.26 ac
Year Built
1987
MLS #
OC26120667
Days on Market
8
Listed
Jun 4, 2026
Description
Don't miss this charming single-story Fontana home with endless possibilities to make it your own. Featuring 3 spacious bedrooms, 2 bathrooms, and ~1,203 sqft of well-designed living space, this home provides a functional floor plan ideal for everyday living. Step inside to find high ceilings that create an open feel throughout. The primary suite features a walk-in closet and private ensuite bathroom. Additional highlights include an attached garage and oversized driveway, providing ample parking and convenience. Situated on an expansive ~0.25 acre lot, the backyard offers exceptional outdoor and ADU potential. Surrounded by mature trees and high brick walls for added privacy and shade, the space is perfect for entertaining, gardening, play areas, or future customization. The newly built Tuff Shed provides valuable extra storage and versatility. Major system updates have already been completed for peace of mind, including a newer HVAC system, roof replacement, water heater, and recent termite fumigation. Located in a quiet neighborhood, this lovingly maintained home has been cared for by the same family for nearly 30 years and is ready for its next chapter. Countless cherished memories have been made here over the decades, and now this special home is ready for a new beginning. Come add your own memories and make this home uniquely yours.
Location
Fontana, San Bernardino County, CA 92336
Open on Google Maps ↗Listed by: Jason Jittimongkol · Realty One Group West
Payment estimate
$4,108
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $53,500 · Loan: $481,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,050
- Property tax (1.25%)
- $557
- Homeowners insurance
- $300
- Mortgage insurance
- $201
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Fontana home with as little as 3.5% down using an FHA loan — roughly $18,725 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Fontana, CA 92336 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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