18155 Dunkirk
Hesperia, CA, 92345
$675,000
MLS: IV26075033
Beds
4
Baths
2
Sq Ft
1,950
Lot
0.44 ac
Year Built
2018
MLS #
IV26075033
Days on Market
10
Listed
Apr 8, 2026
Description
Pool home on nearly 1/2 acre of land. Newer construction home in immaculate condition, upgraded like a model home. Previous owners invested over $200,000 in upgrades, including: custom designed pool and spa, front, back, and side drought resistant landscaping and hardscaping, exterior brick work, complete outdoor, covered patio with full built-in kitchen, Sun Run Solar, custom three-car garage doors, total exterior security farm-style fence and fencing between front and backyard, and RV parking with separate entrance. Additionally, the interior has a custom built in dry bar with wine refrigerator, fireplace, and has ADA compatible accessibility. ****Current loan is assumable at 2.75% for potential massive monthly savings.****
Location
Hesperia, San Bernardino County, CA 92345
Open on Google Maps ↗Listed by: MICHAEL LOPEZ · EXP REALTY OF CALIFORNIA INC
Payment estimate
$4,989
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $67,500 · Loan: $607,500
- Principal & Interest
- $3,733
- Property tax (1.25%)
- $703
- Homeowners insurance
- $300
- Mortgage insurance
- $253
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Hesperia home with as little as 3.5% down using an FHA loan — roughly $23,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Hesperia property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Hesperia, CA 92345 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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