Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingle Family Residence

1816 Orange Street

Rosamond, CA, 93560

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$410,000

MLS: 26000508

Beds

3

Baths

2

Sq Ft

1,526

Lot

0.14 ac

Year Built

1993

MLS #

26000508

Days on Market

96

Listed

Jan 20, 2026

Description

This 3 bedroom and 2 bathroom home in the heart of the city of Rosamond, Ca. Your buyers will love this home, it has a large living room for your furniture, a large kitchen, spacious dining space, to share with the family on the upcoming holidays with ceramic/tile, and carpet flooring. New appliances included like central ac, central heater, and new water heater. Enjoy with your family, and friends the nice cover patio, and several fruit trees, and yard. Ready to move in!

Location

Rosamond, Kern County, CA 93560

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Listed by: Carlos Estupinian · BGA Properties Inc.

Payment estimate

$3,063

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $41,000 · Loan: $369,000

%
Principal & Interest
$2,267
Property tax (1%)
$342
Homeowners insurance
$300
Mortgage insurance
$154
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $14,350 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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