ActiveDuplex

1826 257th

Lomita, CA, 90717

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$999,000

MLS: PW26067883

Beds

5

Baths

3

Sq Ft

1,800

Lot

0.17 ac

Year Built

1923

MLS #

PW26067883

Days on Market

7

Listed

Mar 30, 2026

Description

Rare Duplex with ADU Potential in Prime Lomita Location! Exceptional opportunity for investors and owner-users alike! This duplex offers immediate flexibility with strong upside potential. Front unit features a moderately upgraded 1-bedroom, 1-bath layout that can be divided back to 2 bedroom while the rear unit is a spacious 3-bedroom, 2-bath ready for renovation and value-add improvements. Situated on a generous lot, the property includes three large detached garages—ideal for potential ADU conversion (buyer to verify), creating the opportunity for a third income-producing unit. With both units delivered vacant, buyers can set market rents from day one or occupy one unit while generating income from the other. Located in a desirable South Bay neighborhood near shopping, dining, and major transportation corridors, this property is perfectly positioned for long-term appreciation and rental demand. Highlights: • duplex – immediate income potential • 2BR/1BA + 3BR/2BA unit mix • Three large garages with ADU potential • Value-add opportunity with upside in rear unit • Ideal for investors or owner-occupants • Prime Lomita location This is a Potential short sale – subject to lender approval. Property sold as-is. Don’t miss this unique opportunity to unlock the full potential of this versatile property!

Location

Lomita, Los Angeles County, CA 90717

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Listed by: William Lore · First Pacific Realty

Payment estimate

$7,239

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $99,900 · Loan: $899,100

%
Principal & Interest
$5,524
Property tax (1.25%)
$1,041
Homeowners insurance
$300
Mortgage insurance
$375
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Lomita home with as little as 3.5% down using an FHA loan — roughly $34,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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