18364 Damiana
San Bernardino, CA, 92407
$624,900
MLS: CV26075229
Beds
3
Baths
3
Sq Ft
1,821
Lot
0.13 ac
Year Built
2012
MLS #
CV26075229
Days on Market
1
Listed
Apr 8, 2026
Description
Situated in the highly desirable Rosena Ranch community of San Bernardino, this beautifully maintained 3-bedroom, 3-bath home with a spacious loft offers the perfect blend of comfort, space, and lifestyle. Ideally positioned on a premium corner lot, the property provides added privacy, enhanced curb appeal, and extra outdoor space—perfect for entertaining or simply enjoying the surrounding mountain views. Inside, you’ll find a light-filled open-concept floor plan designed for modern living, featuring new carpet throughout for a fresh, move-in-ready feel. The spacious kitchen flows seamlessly into the family room, creating a welcoming space for gatherings, while granite countertops, ample cabinetry, and a center island make it as functional as it is stylish. The versatile loft adds flexible living space—ideal for a home office, media room, or play area. Upstairs, generously sized bedrooms—including a well-appointed primary suite with a walk-in closet and dual-sink bath—offer comfort and convenience. Located within the master-planned Rosena Ranch community, residents enjoy access to resort-style amenities, including a clubhouse, multiple pools and spa areas, fitness center, splash park, sports courts, BBQ and picnic areas, and scenic walking trails. The neighborhood also features parks, recreational fields, and a highly regarded K–8 school, creating a true sense of community. With its desirable corner lot location, thoughtful layout, and access to exceptional amenities, this home offers an outstanding opportunity to experience the best of Rosena Ranch living.
Location
San Bernardino, San Bernardino County, CA 92407
Open on Google Maps ↗Listed by: Jason Khorramian · MAINSTREET REALTORS
Payment estimate
$4,641
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $62,490 · Loan: $562,410
- Principal & Interest
- $3,456
- Property tax (1.25%)
- $651
- Homeowners insurance
- $300
- Mortgage insurance
- $234
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $21,872 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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