ActiveSingleFamilyResidence

18461 Santa Anita Street

Tehachapi, CA, 93561

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$419,000

MLS: NDP2600974

Beds

3

Baths

2

Sq Ft

1,700

Lot

0.90 ac

Year Built

1985

MLS #

NDP2600974

Days on Market

60

Listed

Feb 15, 2026

Description

Spacious 0.90-Acre property located in Stallion Springs, Tehachapi. Enjoy wide-open space, mountain views, and a peaceful rural setting with room for horses, garden's, and outdoor living. The area offers many hiking trails, a lake for fishing, swimming, stargazing, and paddle activities, playgrounds, sports fields, and dog parks. This 3 bedroom 1.75 bath home was designed by an artist and also has a detached building that was used as an art studio. This quiet town is a hidden gem with lot's to offer for someone who is looking for peace, tranquility, and loves the outdoors. Solar PPA grandfathered in at great rate.

Location

Tehachapi, Kern County, CA 93561

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Listed by: Melissa Marquardt · Beachside Realty

Payment estimate

$3,123

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $41,900 · Loan: $377,100

%
Principal & Interest
$2,317
Property tax (1%)
$349
Homeowners insurance
$300
Mortgage insurance
$157
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $14,665 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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