186 N Kalorama
Ventura, CA, 93001
$2,150,000
MLS: SR26058829
Beds
2
Baths
3
Sq Ft
2,587
Lot
0.53 ac
Year Built
1952
MLS #
SR26058829
Days on Market
25
Listed
Mar 18, 2026
Description
Perched on a prized Ventura hillside, this stunning home delivers panoramic views of the Pacific Ocean and the Channel Islands from one of the city's most coveted pockets. An open, light-filled floor plan welcomes you with one of the most compelling indoor/outdoor living experiences in the area . The living room dissolves seamlessly into the backyard through a wall-to-wall sliding glass door with automatic shades, opening onto a beautifully terraced yard designed for effortless entertaining with sweeping ocean and island views as your backdrop. The main home features 2 bedrooms, 2 bathrooms, and a versatile utility room that can easily serve as a third bedroom or home office. The Studio ADU rounds out the property with a full kitchen, a beautifully appointed bathroom, and in-unit laundry, ready for immediate rental income, guest accommodations, or a private retreat. All of this just minutes from downtown Ventura's dining scene, the beach, the Ventura Promenade, and top-rated schools.
Location
Ventura, Ventura County, CA 93001
Open on Google Maps ↗Listed by: Joshua Sinatra · NextHome Real Estate Rockstars
Payment estimate
$15,235
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $215,000 · Loan: $1,935,000
- Principal & Interest
- $11,889
- Property tax (1.25%)
- $2,240
- Homeowners insurance
- $300
- Mortgage insurance
- $806
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $75,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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