1866 W Gardena
Gardena, CA, 90247
$999,000
MLS: PW26036416
Beds
2
Baths
2
Sq Ft
970
Lot
0.21 ac
Year Built
1901
MLS #
PW26036416
Days on Market
12
Listed
Feb 21, 2026
Description
9060 sf lot SF home in the heart of South Gardena. Attention investors, builders, developers, and first-time homebuyers! This rare huge lot provides endless opportunities of developing, or adding a dream urban garden with this existing craftsman-style home. With some light TLC, this house is move-in ready. However, given its excellent location, it offers an excellent possibility, for savvy investors, to develop a promising project with potential to grow in a rapidly developing neighborhood. Must see! Sold as is.
Location
Gardena, Los Angeles County, CA 90247
Open on Google Maps ↗Listed by: John Seo · Credent Real Estate
Payment estimate
$7,239
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $99,900 · Loan: $899,100
- Principal & Interest
- $5,524
- Property tax (1.25%)
- $1,041
- Homeowners insurance
- $300
- Mortgage insurance
- $375
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Gardena home with as little as 3.5% down using an FHA loan — roughly $34,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Gardena, CA 90247 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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