18727 Holmes
Cerritos, CA, 90703
$1,070,000
MLS: WS26025805
Beds
3
Baths
2
Sq Ft
1,258
Lot
0.12 ac
Year Built
1965
MLS #
WS26025805
Days on Market
47
Listed
Feb 16, 2026
Description
Welcome to this well-maintained property located in the best neighborhood of Cerritos. ABC school district. This property features three bedrooms and two bathrooms, a welcoming front gated Patio for privacy, Light filled living room with hardwood floors and gas fireplace and crown moldings, kitchen was recently remodeled offers grey cabinets, nice backsplash and warming Calacatta quartz countertops, stainless steel appliances including a oven, microwave and gas cooktop with glass hood. The back patio is surrounded with mature trees for privacy.
Location
Cerritos, Los Angeles County, CA 90703
Open on Google Maps ↗Listed by: SUSANA BOGGIO · TAMAYO & ASSOC. R.E.
Payment estimate
$7,733
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $107,000 · Loan: $963,000
- Principal & Interest
- $5,917
- Property tax (1.25%)
- $1,115
- Homeowners insurance
- $300
- Mortgage insurance
- $401
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Cerritos home with as little as 3.5% down using an FHA loan — roughly $37,450 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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