18994 Vine Street
Hesperia, CA, 92345
$489,000
MLS: HD25187770
Beds
3
Baths
2
Sq Ft
1,660
Lot
0.41 ac
Year Built
2025
MLS #
HD25187770
Days on Market
218
Listed
Aug 19, 2025
Description
All Electric New Construction 3 Bedroom, 1 3/4 Bath Home on a fully fenced centrally located 1/2 Acre lot. 2 of the 3 bedrooms have walk-in closets. Indoor Laundry Room includes a Sink. All of the livable floor areas are tiled with the exception of the carpeted bedrooms. PV Solar system is paid for and included in the sale.
Location
Hesperia, San Bernardino County, CA 92345
Open on Google Maps ↗Listed by: Gary Grove · Paramount Properties
Payment estimate
$3,697
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $48,900 · Loan: $440,100
- Principal & Interest
- $2,704
- Property tax (1.25%)
- $509
- Homeowners insurance
- $300
- Mortgage insurance
- $183
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Hesperia home with as little as 3.5% down using an FHA loan — roughly $17,115 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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