19 Oregon
Bakersfield, CA, 93305
$387,500
MLS: PW26011125
Beds
3
Baths
2
Sq Ft
1,296
Lot
0.14 ac
Year Built
1945
MLS #
PW26011125
Days on Market
1
Listed
Jan 16, 2026
Description
New Listing - Alta Vista, Bakersfield Welcome to this fantastic opportunity located in the heart of Bakersfield! Main Home: 3 bedrooms, 2 bathrooms, freshly painted interior, and an updated tile flooring, beautiful kitchen area, this home is move-in ready and full of charm. * ADU: Detached 1 bedroom, 1 bathroom unit with its own laundry hookups perfect for generating rental income or as a private mother-in-law suite. * Garage: Oversized with two roll-up doors, offering plenty of space for parking, storage, or a potential workshop area. This versatile property offers endless possibilities for investors or first-time buyers looking to maximize value. Conveniently located near schools, shopping, and restaurants, this home combines functionality, flexibility, and great potential all in one!
Location
Bakersfield, Kern County, CA 93305
Open on Google Maps ↗Listed by: Mirna Acevedo · Miramar International
Payment estimate
$2,992
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $38,750 · Loan: $348,750
- Principal & Interest
- $2,143
- Property tax (1.25%)
- $404
- Homeowners insurance
- $300
- Mortgage insurance
- $145
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $13,563 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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