1908 Loma Drive
Hermosa Beach, CA, 90254
$2,499,000
MLS: SB26037009
Beds
3
Baths
2
Sq Ft
1,554
Lot
0.11 ac
Year Built
1925
MLS #
SB26037009
Days on Market
38
Listed
Feb 23, 2026
Description
Set on a quiet stretch of North Hermosa Beach, this charming 1925 Spanish residence captures the character and romance that originally defined the neighborhood - where ocean breezes, elevated views, and timeless architecture still shape daily life. The property was remodeled in 2025. Perched to take in both ocean and valley vistas, the home welcomes you through classic arched openings into light-filled interiors accented by hardwood floors, coved ceilings, and a traditional fireplace - details that speak to an era when homes were built with intention and grace. The layout offers three bedrooms plus flexible living spaces, including a den and inviting dining areas designed for everyday comfort and relaxed gatherings. The kitchen connects to both a breakfast nook and utility space, while upstairs bedrooms enjoy soft coastal light and outlooks toward the water. Throughout the home, original character blends with livability, creating an atmosphere that feels warm, authentic, and quietly refined. Situated on a generously sized lot in one of Hermosa’s most sought-after neighborhoods, the property offers privacy, abundant parking, and the rare opportunity to enjoy today while planning for tomorrow, whether preserving the home’s architectural charm or envisioning a future coastal retreat. Just moments from the beach, greenbelt paths, and the shops and restaurants of downtown Hermosa, this is a location that balances convenience with tranquility, where mornings begin with ocean air and evenings end with sunset skies. A rare North Hermosa offering rich with character, views, and possibility.
Location
Hermosa Beach, Los Angeles County, CA 90254
Open on Google Maps ↗Listed by: Patrick Panzarella · Vista Sotheby’s International Realty
Payment estimate
$17,659
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $249,900 · Loan: $2,249,100
- Principal & Interest
- $13,819
- Property tax (1.25%)
- $2,603
- Homeowners insurance
- $300
- Mortgage insurance
- $937
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Hermosa Beach home with as little as 3.5% down using an FHA loan — roughly $87,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Hermosa Beach, CA 90254 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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