19170 Palo Verde Drive
Apple Valley, CA, 92308
$175,000
MLS: IG26119842
Beds
2
Baths
2
Sq Ft
919
Lot
0.02 ac
Year Built
1986
MLS #
IG26119842
Days on Market
2
Listed
Jun 10, 2026
Description
Short Sale. Who says downsizing means giving things up? Welcome to a lifestyle where less maintenance means more freedom. This 2 bedroom townhouse nestled within the highly desirable Jess Ranch 55+ community offers the comfort, convenience, and active-adult living. Offers bright floor plan, granite countertops, stainless steel appliances, and updates throughout. The open living and dining areas gives a comfortable space for everyday living, while two spacious patios provide the perfect setting to enjoy your morning coffee or unwind beneath the High Desert skies. Jess Ranch is known for offering a lifestyle centered around ease, connection, and everyday convenience! Enjoy the benefits of a gated community with beautifully maintained grounds, mature landscaping, a community pool, clubhouse, and more. Conveniently located near shopping, dining, medical facilities, and recreational opportunities. Whether you're looking to simplify, stay active, or simply enjoy a home that's easier to lock and leave when adventure calls, this charming townhome presents an exceptional opportunity in one of Apple Valley's most sought-after active-adult communities. Welcome Home!
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Robert Thompson · KW College Park
Payment estimate
$1,917
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $17,500 · Loan: $157,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $998
- Property tax (1.25%)
- $182
- Homeowners insurance
- $300
- Mortgage insurance
- $66
- HOA dues
- $372
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $6,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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