Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveCondominium

1920 N H Street 133

Oxnard, CA, 93036

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$459,000

MLS: V1-35494

Beds

2

Baths

2

Sq Ft

840

Lot

Year Built

1967

MLS #

V1-35494

Days on Market

6

Listed

Mar 31, 2026

Description

Charming 2-bedroom, 1.25-bath home located in a well-established neighborhood of Oxnard. This inviting property offers a comfortable and functional layout, perfect for first-time buyers, downsizers, or investors. The home features a bright living area with plenty of natural light, a cozy dining space, and a practical kitchen with ample cabinet storage.Both bedrooms are well-sized, and the home includes a full bathroom plus an additional quarter bath for added convenience. The spacious yard provides room for outdoor entertaining, gardening, or future expansion. Additional highlights include a designated parking space with off-street parking and easy access to nearby shopping, schools, parks, and major commuter routes.A great opportunity to own a home in a desirable North Oxnard location with plenty of potential to make it your own!

Location

Oxnard, Ventura County, CA 93036

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Listed by: Leticia Pinedo · Leticia Pinedo, Broker

Payment estimate

$3,488

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $45,900 · Loan: $413,100

%
Principal & Interest
$2,538
Property tax (1.25%)
$478
Homeowners insurance
$300
Mortgage insurance
$172
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Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $16,065 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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