1921 6th Street
Santa Monica, CA, 90405
$1,525,000
MLS: 26671809
Beds
2
Baths
2
Sq Ft
1,215
Lot
0.06 ac
Year Built
1910
MLS #
26671809
Days on Market
16
Listed
Mar 30, 2026
Description
A bright and delightful California cottage just a stone's throw from the beach in Santa Monica. 2 bedrooms/2 bathrooms plus an upstairs loft perfect for studying, gaming or playtime, this classic clapboard home offers authenticity at its best. Fully gated and surrounded by privacy hedging around a drought-resistant garden, this 1215 sq. ft. home provides hardwood floors with a romantic fireplace in the living room, an abundance of natural light, and plenty of storage spaces. The cheerful kitchen offers iconic black/white square flooring, stainless appliances, a cozy breakfast nook and generous prep/counter space. Located near the fun shops and restaurants of Main Street, Santa Monica, and just a short stroll to the famous Santa Monica pier, 3rd Street Promenade, and the Pacific Ocean, this lovely home is an ideal setting for tranquil, seaside living. No sign on property; please do not disturb occupants. Inside with accepted offer. Property delivered vacant on or after June 15.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Benjamin S. Lee · The Agency
Payment estimate
$10,893
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $152,500 · Loan: $1,372,500
- Principal & Interest
- $8,433
- Property tax (1.25%)
- $1,589
- Homeowners insurance
- $300
- Mortgage insurance
- $572
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $53,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 90405 (Santa Monica) within ±10% of this home's price and size.
$1,395,000
2910 Neilson Way 408
Santa Monica, 90405
$1,398,000
2940 Neilson Way 103
Santa Monica, 90405
$1,495,000
2115 3rd Street 102
Santa Monica, 90405
$1,499,000
2960 Neilson Way 301
Santa Monica, 90405
Local Market Stats
See Santa Monica, CA 90405 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.