ActiveSingleFamilyResidence

19216 Saguaro Way

Apple Valley, CA, 92308

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$699,000

MLS: HD26122713

Beds

7

Baths

6

Sq Ft

4,307

Lot

0.46 ac

Year Built

2006

MLS #

HD26122713

Days on Market

11

Listed

Jun 5, 2026

Description

Exceptional opportunity to own a spacious two-story home in a desirable Apple Valley neighborhood. Situated on a generously sized lot, this property offers an open and functional floor plan with high ceilings, abundant natural light, and ample living space for a growing household. The home features multiple bedrooms and bathrooms, a large kitchen with extensive cabinetry and counter space, formal and informal living areas, and a spacious primary suite. Outside, the expansive backyard provides endless possibilities for outdoor living, entertaining, gardening, or future customization. Located near schools, shopping, dining, medical facilities, and commuter routes, this property combines convenience with the comfort of an established residential community. This property presents an excellent opportunity for buyers looking to add their personal touch and build equity in a sought-after Apple Valley location. Property is being sold strictly AS-IS. Seller will make no repairs and provide no credits. Buyer is responsible for conducting their own investigations and due diligence regarding all aspects of the property, including condition, permits, square footage, zoning, and suitability for intended use. Showings are by appointment only. No showings will be permitted without the listing agent or a family member present. There is no Supra and no lockbox on site. All personal items will be removed before COE

Location

Apple Valley, San Bernardino County, CA 92308

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Listed by: Mellisa Stevens · eXp Realty of Southern CA Inc.

Payment estimate

$5,275

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $69,900 · Loan: $629,100

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$3,985
Property tax (1.25%)
$728
Homeowners insurance
$300
Mortgage insurance
$262
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $24,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Apple Valley, CA 92308 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.