1925 Ginger Street 104
Oxnard, CA, 93036
$315,000
MLS: V1-35638
Beds
1
Baths
1
Sq Ft
522
Lot
—
Year Built
1967
MLS #
V1-35638
Days on Market
8
Listed
Apr 7, 2026
Description
Welcome to this beautifully remodeled downstairs unit in the Kona Kai community, North Oxnard.First time buyers or InvestorsSpacious One Bedroom, One bathlaminated wood flooring, granite counter tops Assigned parking space not far from the unit.Centrally located, close to parks, schools and shopping centers .
Location
Oxnard, Ventura County, CA 93036
Open on Google Maps ↗Listed by: Walter Martinez · Century 21 Masters
Payment estimate
$2,488
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $31,500 · Loan: $283,500
- Principal & Interest
- $1,742
- Property tax (1.25%)
- $328
- Homeowners insurance
- $300
- Mortgage insurance
- $118
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $11,025 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Oxnard, CA 93036 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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