PendingSingleFamilyResidence

19262 Monterey Street

Apple Valley, CA, 92308

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$950,000

MLS: CV26047750

Beds

5

Baths

6

Sq Ft

4,151

Lot

0.43 ac

Year Built

2007

MLS #

CV26047750

Days on Market

11

Listed

Mar 6, 2026

Description

Resort-style living awaits in this beautifully maintained estate located in the gated community of Stonebrook Estates. Set on an expansive 18,908 sq. ft. lot, this 5-bedroom, 5.5-bathroom home offers approximately 4,151 sq. ft. of living space with an expansive floor plan and high ceilings throughout. The home makes a beautiful first impression with meticulously maintained landscaping and a gated courtyard entry beneath a stunning jacaranda tree, creating a peaceful and private arrival. Inside, the layout offers generous living spaces designed for both everyday living and entertaining, including a dedicated home office and an upstairs family or bonus room. Each bedroom is ensuite, providing comfort and privacy throughout the home. The oversized primary retreat offers a relaxing escape and opens directly to the backyard. The backyard is truly an oasis, designed for enjoying Southern California’s beautiful weather. The resort-style setting includes a pool, separate spa, outdoor kitchen, large fire pit with seating area, and multiple spaces for gathering and entertaining. Adding exceptional flexibility is a detached casita with its own private entrance off the courtyard, complete with a full bathroom and cedar-lined closet. This space is ideal for guests, extended family, in-law quarters, a private office, or creative studio. With thoughtful upgrades throughout, meticulous landscaping, and a layout designed for both comfort and entertaining, this property offers a rare combination of space, privacy, and resort-style living.

Location

Apple Valley, San Bernardino County, CA 92308

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Listed by: Laurel Starks · KELLER WILLIAMS EMPIRE ESTATES

Payment estimate

$6,899

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $95,000 · Loan: $855,000

%
Principal & Interest
$5,253
Property tax (1.25%)
$990
Homeowners insurance
$300
Mortgage insurance
$356
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $33,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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