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$1,050,000
MLS: SR26097018
Beds
4
Baths
3
Sq Ft
3,143
Lot
0.15 ac
Year Built
1987
MLS #
SR26097018
Days on Market
3
Listed
May 4, 2026
Description
Opportunity is knocking! This beautiful 4-bedroom, 3-bath residence offers 3,143 square feet of living space is hitting the market for the first time in 38 years in the beautiful River Ridge community in Oxnard. Step inside and be greeted by a beautiful original stair case along with nice high vaulted ceilings. As you walk through the home, use your imagination to unlock some original characteristics the home has to really make it your own. The main level shows really how the home would be perfect for family gatherings as you not only have a spacious family room but also a beautiful dinning area as well as nice living room that leads you to a paved backyard which is perfect for additional tables and chairs or a nice patio set with a firepit. The kitchen has some beautiful appliance upgrades as well as generous counter space and plenty of cabinet space. On the first floor you will have 1 bedroom with 1 full bathroom as well as your washer and dryer that leads you to the 3 car garage. Upstairs you will find 2 additional bedrooms perfect for siblings as both rooms are joined by a jack and Jill restroom. The master bedroom is spacious and grand, it comes with a vanity area and walk in closet that leads you to the main bathroom that has a soaking tub and standing shower as well as dual sinks. The River Ridge amenities are some of the best; Pool, clubhouse, tennis court, basketball court and of course the River Ridge golf course. The home is not only located in a great community but it is also located near great schools, restaurants, beach and of course the Collection at Riverpark. For 38 years, this home housed so many family memories now its looking to make new memories with a new family. Do not miss this opportunity!
Location
Oxnard, Ventura County, CA 93036
Open on Google Maps ↗Listed by: Martin Gamino · Coldwell Banker Quality Properties
Payment estimate
$7,767
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $105,000 · Loan: $945,000
- Principal & Interest
- $5,979
- Property tax (1.25%)
- $1,094
- Homeowners insurance
- $300
- Mortgage insurance
- $394
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $36,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Oxnard, CA 93036 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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