1942 N 3rd Ave
Upland, CA, 91784
$1,089,000
Original list price: $1,149,000
MLS: 260005103SD
Beds
3
Baths
3
Sq Ft
2,413
Lot
0.62 ac
Year Built
1979
MLS #
260005103SD
Days on Market
79
Listed
Mar 5, 2026
Description
Price reduced. Rare large-lot opportunity at the end of a cul-de-sac in Upland. This split-level home offers 3 bedrooms, 2.5 bathrooms, a 3-car garage, oversized driveway, private balcony, sun deck, and a large usable backyard. The lot offers major future potential for backyard driveway access, ADU, home expansion, pickleball/basketball court, outdoor living, or rental property use — buyer to verify all zoning, permits, setbacks, and feasibility with the City of Upland. Private, spacious, and minutes from shopping, dining, and everyday essentials. Turn this into your next forever home, investment property, or rental opportunity.
Location
Upland, San Bernardino County, CA 91784
Open on Google Maps ↗Listed by: Theodore Garcia · House To Home Realty
Payment estimate
$8,051
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $108,900 · Loan: $980,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,208
- Property tax (1.25%)
- $1,134
- Homeowners insurance
- $300
- Mortgage insurance
- $408
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Upland home with as little as 3.5% down using an FHA loan — roughly $38,115 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Upland, CA 91784 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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