1942 N 3rd Ave
Upland, CA, 91784
$1,139,000
MLS: 260005103SD
Beds
3
Baths
3
Sq Ft
2,413
Lot
0.62 ac
Year Built
1979
MLS #
260005103SD
Days on Market
22
Listed
Mar 5, 2026
Description
Tucked away at the end of a quiet cul-de-sac, this unique split-level home offers the perfect blend of privacy, space, and convenience in the heart of Upland. Situated on a large lot, the property provides an expansive yard ideal for kids to play safely, outdoor entertaining, or creating your own backyard retreat. The home features a distinctive split-level layout that adds character and functionality, with 3 bedrooms, 2.5 bathrooms, and plenty of room to spread out. The primary bedroom includes its own balcony, offering a peaceful place to enjoy your morning coffee or unwind in the evening while overlooking the spacious yard. A sun deck further enhances the outdoor living experience, perfect for relaxing or hosting gatherings. Car enthusiasts, hobbyists, and families alike will appreciate the attached 3-car garage along with the oversized driveway that provides abundant additional parking. The large lot also offers exciting potential for additional uses—whether you envision extra recreational space, storage for toys and equipment, or future improvements. A built shed on a concrete pad provides convenient storage or workspace, adding even more versatility to the property. Despite the quiet and private location, the home is just minutes from nearby shopping centers, making it easy to access groceries, home improvement stores, dining, and everyday essentials. This rare combination of space, privacy, and location makes this Upland property a fantastic opportunity to create the lifestyle you’ve been looking for.
Location
Upland, San Bernardino County, CA 91784
Open on Google Maps ↗Listed by: Theodore Garcia · House To Home Realty
Payment estimate
$8,212
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $113,900 · Loan: $1,025,100
- Principal & Interest
- $6,298
- Property tax (1.25%)
- $1,186
- Homeowners insurance
- $300
- Mortgage insurance
- $427
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Upland home with as little as 3.5% down using an FHA loan — roughly $39,865 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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