19485 Kinai
Apple Valley, CA, 92307
$425,000
MLS: HD26059328
Beds
4
Baths
3
Sq Ft
2,721
Lot
1.21 ac
Year Built
1998
MLS #
HD26059328
Days on Market
1
Listed
Apr 8, 2026
Description
APPLE VALLEY NICE AREA WITH A DETACHED LARGE GARAGE IN ADDITION TO ATTACHED GARAGE! DO NOT DISTURB TENANTS! 60 DAY NOTICE JUST SERVED. PROBATE NO COURT CONFIRMATION REQUIRED. Features include but are not limited to large rooms, huge lot, nice open floorplan with front room as well as a living area. Kitchen opens to living area with a fireplace. Has indoor laundry and a kitchen island. This home could easily be a 5th bedroom with a side room that is private on one side of home - just has no closet. Per seller ac does not work. Buyer to verify all and seller will do no repairs. SELLING AS IS AND BUYER TO ASSUME SOLAR.
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Jeanice Banttari · Exclusively Real Estate
Payment estimate
$3,252
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,500 · Loan: $382,500
- Principal & Interest
- $2,350
- Property tax (1.25%)
- $443
- Homeowners insurance
- $300
- Mortgage insurance
- $159
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $14,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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