195 Birchwood Drive
Lake Arrowhead, CA, 92352
$660,000
MLS: IG25275318
Beds
3
Baths
4
Sq Ft
2,108
Lot
0.19 ac
Year Built
1976
MLS #
IG25275318
Days on Market
101
Listed
Dec 19, 2025
Description
Recently reduced and priced to sell, this charming mountain retreat offers lake rights, peekaboo lake views, and is nestled below the street in a private setting—creating a peaceful escape surrounded by nature. Expansive treetop decks and inviting living spaces set the tone for a home filled with warmth and character. Enter through the spacious foyer and immediately appreciate the beamed ceilings, tongue-and-groove walls, and cozy cabin ambiance. The kitchen features granite countertops and a peninsula with bar seating for four, opening seamlessly to the dining area and living room—perfect for entertaining or everyday living. The living room is anchored by a stunning rock-framed fireplace with a raised hearth and mantle, creating a warm focal point. A sliding door from the dining area leads to a large, private back deck with plenty of space for dining and lounging, all surrounded by tranquil treetop views. The main level also includes a full bathroom and a brand-new air conditioning system for year-round comfort. Upstairs, you’ll find two spacious bedrooms and one and a half bathrooms, including a bedroom with its own en-suite half bath. Downstairs, a versatile primary suite—also ideal as a game room or additional living area—features a full en-suite bathroom and access to another private deck. With its flexible layout and serene setting, this home is perfect as a full-time residence, weekend getaway, or vacation retreat.
Location
Lake Arrowhead, San Bernardino County, CA 92352
Open on Google Maps ↗Listed by: Miguel Diaz · REDFIN
Payment estimate
$4,885
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $66,000 · Loan: $594,000
- Principal & Interest
- $3,650
- Property tax (1.25%)
- $688
- Homeowners insurance
- $300
- Mortgage insurance
- $248
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $23,100 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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