197 Massive Road
Lake Arrowhead, CA, 92317
$975,000
MLS: IG26067149
Beds
4
Baths
4
Sq Ft
2,550
Lot
0.21 ac
Year Built
2004
MLS #
IG26067149
Days on Market
7
Listed
Apr 2, 2026
Description
Lake Arrowhead Luxury and Lake Rights! Step into elevated mountain living in this stunning Lake Arrowhead retreat, offering full lake rights, elegance, and comfort in equal measure. This meticulously maintained home features 4 spacious bedrooms and 3.5 baths, designed for both entertaining and everyday life. The living room captivates with soaring ceilings, a dramatic stone fireplace with etched arrowhead detail, and expansive windows framing tranquil forest views. The gourmet kitchen is exceptional, featuring White Maple hardwood floors, custom cherry cabinetry, stainless appliances, built-in espresso maker, wine fridge, warming shelf, and a walk-in pantry—perfect for hosting gatherings or daily life. Main-level highlights include a formal dining room, private office, sitting room, and a guest en-suite. Upstairs, the primary suite is a true retreat with its own fireplace, oversized walk-in closet, and spa-inspired bath with clawfoot tub and separate shower. Two additional bedrooms, a full bath, and laundry complete this level. The lower level adds incredible versatility with a temperature-controlled wine cellar, two bonus additional storage spaces, and an oversized heated two-car garage. Generator-ready for peace of mind. Enjoy the ultimate mountain escape on a thoughtfully designed patio with a built-in fire pit and spa hookups, surrounded by cherry trees and beautiful landscaping—an ideal setting for both lively entertaining and serene relaxation among the pines. With A/C, ample parking, and pride of ownership throughout, this rare offering is moments from the lake and trails—where luxury, nature, and lifestyle meet. Your Lake Arrowhead escape awaits—don’t miss it!
Location
Lake Arrowhead, San Bernardino County, CA 92317
Open on Google Maps ↗Listed by: Sarah Polley · Windermere Real Estate
Payment estimate
$7,073
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $97,500 · Loan: $877,500
- Principal & Interest
- $5,392
- Property tax (1.25%)
- $1,016
- Homeowners insurance
- $300
- Mortgage insurance
- $366
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $34,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Lake Arrowhead, CA 92317 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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