1970 Ferndale Place
Thousand Oaks, CA, 91360
$995,000
MLS: 226001792
Beds
3
Baths
2
Sq Ft
1,611
Lot
0.20 ac
Year Built
1977
MLS #
226001792
Days on Market
2
Listed
Apr 18, 2026
Description
Nestled on a quiet cul de sac in the Lynn Ranch North community of Thousand Oaks, this single story home offers the opportunity to design your dream home in one of the most sought after neighborhoods, where homes rarely come on the market.Set behind a lush front yard, the freshly-painted interior opens to a spacious floor plan with high ceilings, abundant natural light, and an inviting sense of possibility. The living room is anchored by rich hardwood floors and features an original brick fireplace, creating an ideal setting for both everyday living and entertaining.With three bedrooms and two bathrooms, the layout is functional and full of potential. The private primary suite offers a retreat from the rest of the home with an ensuite bath, large walk in closet, and sliding glass door leading directly to the serene backyard. Surrounded by trees, the backyard is peaceful and private with plenty of room to create an outdoor oasis.A separate laundry room and attached two car garage add convenience, while the home's excellent bones provide the perfect canvas for your personal vision. Whether you envision a stylish refresh or a complete transformation, this is a rare opportunity to create the home you have always wanted in one of Thousand Oaks's most desirable neighborhoods.
Location
Thousand Oaks, Ventura County, CA 91360
Open on Google Maps ↗Listed by: Pamela Pender · Coldwell Banker Realty
Payment estimate
$7,212
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $99,500 · Loan: $895,500
- Principal & Interest
- $5,502
- Property tax (1.25%)
- $1,036
- Homeowners insurance
- $300
- Mortgage insurance
- $373
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Thousand Oaks home with as little as 3.5% down using an FHA loan — roughly $34,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 91360 (Thousand Oaks) within ±10% of this home's price and size.
$899,000
2248 Drayton
Thousand Oaks, 91360
$899,900
1401 Calle De Oro
Thousand Oaks, 91360
$949,500
896 Bright Star Street
Thousand Oaks, 91360
$960,000
758 Silver Cloud Street
Thousand Oaks, 91360
$975,000
3752 Corte De Los Reyes
Thousand Oaks, 91360
$989,000
276 Verde Vista Drive
Thousand Oaks, 91360
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.