1971 W Santa Cruz Street
San Pedro, CA, 90732
$1,299,000
MLS: PV26082702
Beds
4
Baths
3
Sq Ft
2,758
Lot
0.39 ac
Year Built
1957
MLS #
PV26082702
Days on Market
1
Listed
Apr 18, 2026
Description
In one of the most desirable neighborhoods in San Pedro tucked up against the hills of Rancho Palos Verdes you will discover this charming California ranch-style residence. Curb appeal galore radiating warmth, character, and timeless appeal. Step inside to find light-filled interiors enhanced by skylights that bathe the rooms in sunshine throughout the day. The floor plan offers both generous gathering areas and quiet retreats both inside an out, perfectly suited for entertaining, relaxing, or simply enjoying the rhythm of everyday living. Classic charm, bright, open flow that is both inviting and functional. From the kitchen, enjoy sweeping sightlines across the home and into the inviting yard, creating a seamless indoor-outdoor connection. Enjoy morning coffee among the fruit trees, or hosting summer gatherings under the stars. The mature landscaping embraces the property, with multiple outdoor spaces. The upstairs private suite is a true sanctuary (that has its own separate entry if desired), offering views of the harbor, ocean, and the rolling hillsides of Friendship Park. Imagine waking up to this breathtaking backdrop each day, or unwinding each evening as the sunsets paint the sky. Close to shopping, entertainment, and easy freeway access. Cherished for generations, seize this rare opportunity to make this home your own.
Location
San Pedro, Los Angeles County, CA 90732
Open on Google Maps ↗Listed by: David Schwartz · Keller Williams Palos Verdes
Payment estimate
$9,323
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $129,900 · Loan: $1,169,100
- Principal & Interest
- $7,183
- Property tax (1.25%)
- $1,353
- Homeowners insurance
- $300
- Mortgage insurance
- $487
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Pedro home with as little as 3.5% down using an FHA loan — roughly $45,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See San Pedro, CA 90732 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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