Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

19775 Symeron Rd

Apple Valley, CA, 92307

1 / 73View all 73 photos

$1,895,000

MLS: 260003792SD

Beds

4

Baths

4

Sq Ft

3,669

Lot

Year Built

1989

MLS #

260003792SD

Days on Market

1

Listed

Feb 17, 2026

Description

Experience luxury living in this custom Mediterranean estate built by renowned builder Bud McCarter, located in the prestigious Apple Valley Ranchos within the highly desirable Apple Valley Golf Course community. Situated on a private one-acre gated lot, this impressive 3,669 sq ft residence offers 4 bedrooms, 3.5 bathrooms, and a grand two-level design with golf course and mountain views. A striking stone wall entry and dual electric wrought iron gates lead to a circular horseshoe driveway surrounded by mature trees and park-like grounds. Outdoor features include a regal water fountain, sustainable desert landscaping, three private balconies, RV parking, and extensive guest parking ideal for entertaining. Inside, the home showcases a dramatic circular foyer, soaring beam and tray ceilings, an elegant oakwood staircase, hardwood and marble flooring, and custom plantation shutters throughout. Two gas/wood-burning fireplaces enhance the formal living room and main living spaces. The spacious primary suite offers a private retreat featuring a library loft and balcony access, creating a peaceful space to relax and enjoy scenic views. Additional highlights include generous living areas, timeless architectural details, and an oversized two-car garage with built-in oak cabinetry for storage. This exceptional estate offers privacy, space, and classic Mediterranean elegance in one of Apple Valley’s most sought-after golf course communities. Seller willing to credit buyer towards closing and 50k towards a new pool.

Location

Apple Valley, San Bernardino County, CA 92307

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Listed by: Victoria Sandoval · Select Premier Properties

Payment estimate

$13,463

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $189,500 · Loan: $1,705,500

%
Principal & Interest
$10,479
Property tax (1.25%)
$1,974
Homeowners insurance
$300
Mortgage insurance
$711
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $66,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Local Market Stats

See Apple Valley, CA 92307 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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