PendingSingleFamilyResidence

1991 Pomegranate Street

Santa Paula, CA, 93060

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$739,000

MLS: V1-35042

Beds

3

Baths

3

Sq Ft

1,936

Lot

0.05 ac

Year Built

2021

MLS #

V1-35042

Days on Market

14

Listed

Mar 6, 2026

Description

Welcome to this beautifully upgraded 2021 home in the desirable Harvest at Limoneira community. Designed with modern living in mind, this flexible floor plan offers 3 bedrooms, a spacious loft, and 3 full bathrooms, including a convenient oversized downstairs bedroom with an adjacent full bath.Step inside to find thoughtful upgrades throughout: Cali Vinyl longboard flooring downstairs and in all bedrooms, fresh Berber carpet on the stairs and loft, and custom Bali Roman blackout shades. The gourmet kitchen boasts a striking Italian tile backsplash, stainless steel appliances, an oversized island with bar seating, and an owned reverse osmosis system.The inviting living room features an added electric fireplace for warmth and ambiance, while the upstairs offers a dedicated laundry room, generous loft, and a large primary suite with a walk-in closet. Every bedroom enjoys its own walk-in closet for exceptional storage.Outdoor living is just as impressive with a patio yard featuring pet-friendly turf, river rock accents, and tropical landscaping--perfect for low-maintenance enjoyment. The garage is fully optimized with slat wall storage and overhead racks, making organization effortless.Additional highlights include leased solar for energy efficiency and stylish upgrades throughout. Best of all, the Harvest at Limoneira community offers resort-style living with a pool, spa, kiddie pool, full gym and yoga room, community garden, multiple playgrounds, parks, and scenic walking paths. Additionally there is a large farmhouse and multiple locations for residents to enjoy for party rentals. This move-in ready home blends style, function, and comfort--offering the perfect balance of indoor and outdoor California living. ASSUMABLE FHA loan at 2.875% for qualified buyers!!

Location

Santa Paula, Ventura County, CA 93060

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Listed by: Nathan Cardenas · Compass

Payment estimate

$5,433

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $73,900 · Loan: $665,100

%
Principal & Interest
$4,086
Property tax (1.25%)
$770
Homeowners insurance
$300
Mortgage insurance
$277
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Santa Paula home with as little as 3.5% down using an FHA loan — roughly $25,865 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Assumable Loan — Lock In a Below-Market Rate

This Santa Paula property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.

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