1992 Hillcrest Avenue
Rosamond, CA, 93560
$389,000
MLS: 26002660
Beds
3
Baths
2
Sq Ft
1,440
Lot
2.18 ac
Year Built
1981
MLS #
26002660
Days on Market
14
Listed
Apr 2, 2026
Description
**This home qualifies for 0% down payment financing through the USDA loan program** Welcome Home to this beautifully upgraded 3 bedroom, 2 bathroom home with over 1,400 sq ft of living space, set on over 2 acres of usable land with public utilities. Inside, you'll find new luxury vinyl flooring, updated lighting, and remodeled bathrooms with new vanities and toilets. The brand-new kitchen features quartz countertops, modern finishes, and a spacious peninsula, perfect for everyday living and entertaining. Enjoy year-round comfort with two new mini split systems, plus peace of mind with a new roof on both the home and the detached 3-car garage. The detached garage offers excellent potential for a future ADU, workshop, or additional storage space. With room to grow and move-in ready upgrades throughout, this home is a fantastic opportunity.
Location
Rosamond, Kern County, CA 93560
Open on Google Maps ↗Listed by: Darlene Sandoval · Keller Williams Realty A.V.
Payment estimate
$2,921
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $38,900 · Loan: $350,100
- Principal & Interest
- $2,151
- Property tax (1%)
- $324
- Homeowners insurance
- $300
- Mortgage insurance
- $146
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $13,615 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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