PendingSingleFamilyResidence

1992 Hillcrest Avenue

Rosamond, CA, 93560

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$389,000

MLS: SR26070605

Beds

3

Baths

2

Sq Ft

1,440

Lot

2.14 ac

Year Built

1981

MLS #

SR26070605

Days on Market

14

Listed

Apr 1, 2026

Description

Welcome Home to this beautifully upgraded 3 bedroom, 2 bathroom home with over 1,400 sq ft of living space, set on over 2 acres of usable land with public utilities. Inside, you'll find new luxury vinyl flooring, updated lighting, and remodeled bathrooms with new vanities and toilets. The brand-new kitchen features quartz countertops, modern finishes, and a spacious peninsula, perfect for everyday living and entertaining. Enjoy year-round comfort with two new mini split systems, plus peace of mind with a new roof on both the home and the detached 3-car garage. The detached garage offers excellent potential for a future ADU, workshop, or additional storage space. With room to grow and move-in ready upgrades throughout, this home is a fantastic opportunity. Qualifies for 100% USDA financing.

Location

Rosamond, Kern County, CA 93560

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Listed by: Darlene Sandoval · Keller Williams Antelope Valley

Payment estimate

$2,921

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $38,900 · Loan: $350,100

%
Principal & Interest
$2,151
Property tax (1%)
$324
Homeowners insurance
$300
Mortgage insurance
$146
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $13,615 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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