1992 Hillcrest Avenue
Rosamond, CA, 93560
$400,000
Original list price: $389,000
MLS: SR26070605
Beds
3
Baths
2
Sq Ft
1,440
Lot
2.14 ac
Year Built
1981
MLS #
SR26070605
Days on Market
30
Listed
Apr 1, 2026
Description
Welcome Home to this beautifully upgraded 3 bedroom, 2 bathroom home with over 1,400 sq ft of living space, set on over 2 acres of usable land with public utilities. Inside, you'll find new luxury vinyl flooring, updated lighting, and remodeled bathrooms with new vanities and toilets. The brand-new kitchen features quartz countertops, modern finishes, and a spacious peninsula, perfect for everyday living and entertaining. Enjoy year-round comfort with two new mini split systems, plus peace of mind with a new roof on both the home and the detached 3-car garage. The detached garage offers excellent potential for a future ADU, workshop, or additional storage space. With room to grow and move-in ready upgrades throughout, this home is a fantastic opportunity. Qualifies for 100% USDA financing.
Location
Rosamond, Kern County, CA 93560
Open on Google Maps ↗Listed by: Darlene Sandoval · Keller Williams Antelope Valley
Payment estimate
$3,054
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $40,000 · Loan: $360,000
- Principal & Interest
- $2,271
- Property tax (1%)
- $333
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 4, 2026
- 30-year fixed
- 6.48%
- 15-year fixed
- 5.79%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Rosamond, CA in context
Rosamond sits just over the Kern County line, a 15-minute drive north of Lancaster. It’s the Antelope Valley’s value play — meaningfully lower entry prices than Lancaster or Palmdale, plus access to Willow Springs Raceway, Rosamond Skypark, and quick commutes into the AV. Inventory is a mix of older homes, newer production tracts, and large-lot rural acreage. If you are evaluating homes in Rosamond, Mike Watson lives and works the Rosamond market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $14,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Rosamond, CA 93560 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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