20 E Floral
Arcadia, CA, 91006
$1,308,000
MLS: AR26039365
Beds
4
Baths
2
Sq Ft
1,725
Lot
0.15 ac
Year Built
1925
MLS #
AR26039365
Days on Market
58
Listed
Feb 22, 2026
Description
Seller is motivated. Located in desirable North Arcadia within a highly regarded school district, this updated 4-bedroom home presents an exceptional investment opportunity with strong upside potential. Renovated in recent years, the property features dual-pane windows, updated doors, new cement work, and two beautifully remodeled bathrooms. The home is move-in ready, offering immediate usability with modern improvements already completed. The generous lot provides outstanding expansion possibilities. The expansive backyard offers ADU potential, with plans already prepared, creating an opportunity for additional living space or potential income generation (buyer to verify). There is also the option to convert the existing carport into a two-car garage, further enhancing functionality and long-term value. Situated on a quiet street with convenient access to shopping, dining, and local amenities, this property combines location, condition, and future development potential—an excellent opportunity in one of Arcadia’s most sought-after areas.
Location
Arcadia, Los Angeles County, CA 91006
Open on Google Maps ↗Listed by: Debbie Cook · Pinnacle Real Estate Group
Payment estimate
$9,386
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $130,800 · Loan: $1,177,200
- Principal & Interest
- $7,233
- Property tax (1.25%)
- $1,363
- Homeowners insurance
- $300
- Mortgage insurance
- $491
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Arcadia home with as little as 3.5% down using an FHA loan — roughly $45,780 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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