2004 Idaho Avenue
Santa Monica, CA, 90403
$1,975,000
MLS: 26668501
Beds
3
Baths
3
Sq Ft
2,660
Lot
0.18 ac
Year Built
2002
MLS #
26668501
Days on Market
8
Listed
Mar 23, 2026
Description
Exceptional Upside Opportunity. Rare chance to restore a contemporary townhome just one block from Montana Avenue, in one of Santa Monica's most desirable neighborhoods. Priced significantly below market ( hundreds of thousands below market), this property offers strong upside for buyers looking to create value. This well-designed townhome combines a sophisticated layout with an unbeatable Santa Monica lifestyle. Located on a quiet, tree-lined street within the sought-after Franklin School district, the setting offers both convenience and long-term appeal. The home features a thoughtfully planned floor plan with high ceilings, abundant natural light, and refined finishes throughout. The main level is ideal for everyday living and entertaining, with a spacious living room, a family room with fireplace, a formal dining area, and a gourmet kitchen equipped with high-end appliances and a breakfast nook.Upstairs, the primary suite serves as a private retreat, complete with vaulted ceilings, dual walk-in closets, and a spa-style bathroom. Additional bedrooms are generously sized and offer comfort and privacy. A versatile top-floor room opens to a secluded outdoor terrace, perfect for a home office, studio, or quiet escape.Additional features include direct-access private garage parking, ample storage, and multiple indoor-outdoor living spaces.Enjoy close proximity to Montana Avenue's boutiques, cafes, and restaurants, along with easy access to Whole Foods, Brentwood, and the beach. This is a rare opportunity to own in a highly accessable area known for top-rated schools and consistent demand. PROPERTY DETAIL AND TERMS: THIS PROPERTY IS BEING SOLD AS-IS, SELLER WILL NOT ISSUE ANY CREDITS FOR REPAIRS AS IT IS SUBSTANTILLY UNDERPRICED. Moisture intrusion has been identified in three rooms, and drywall has been removed as shown in photos. Buyers should rely on their own inspectors or contractors for all remediation assessments and recommendations. TERMS: Cash or private financing only. Contact the listing agent for disclosures and additional information.
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Lane Aronson · Berkshire Hathaway HomeServices California Properties
Payment estimate
$14,019
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $197,500 · Loan: $1,777,500
- Principal & Interest
- $10,921
- Property tax (1.25%)
- $2,057
- Homeowners insurance
- $300
- Mortgage insurance
- $741
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $69,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Santa Monica, CA 90403 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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