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$1,320,000
MLS: OC26094409
Beds
4
Baths
4
Sq Ft
2,442
Lot
0.03 ac
Year Built
2018
MLS #
OC26094409
Days on Market
6
Listed
May 6, 2026
Description
A Rare First-Time Opportunity on the Market! Great Location! Award-Winning Schools! Welcome to a beautifully maintained 2018-built home, offered for the very first time by its original owner. Nestled in a highly desirable neighborhood within a top-rated 10/10 school district, where opportunities like this are rarely available. This thoughtfully designed floor plan features a bedroom and a full bathroom on the main level. Upstairs, you’ll find three spacious en-suite bedrooms, each with its own bathroom, along with a versatile loft, perfect for a home office, playroom, or additional living space. The home has been meticulously cared for. Enjoy the benefits of a newer community with low HOA dues, along with excellent energy efficiency from a fully paid-off solar system and a Tesla EV charger. Ideally located near shopping, dining, and entertainment, including Costco, Trader Joe’s, and a movie theater, as well as scenic trails and nearby parks just minutes away.
Location
Chino Hills, San Bernardino County, CA 91709
Open on Google Maps ↗Listed by: Mingyang Gao · Real Broker
Payment estimate
$9,687
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $132,000 · Loan: $1,188,000
- Principal & Interest
- $7,517
- Property tax (1.25%)
- $1,375
- Homeowners insurance
- $300
- Mortgage insurance
- $495
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Chino Hills home with as little as 3.5% down using an FHA loan — roughly $46,200 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Chino Hills, CA 91709 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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