20048 W Mersey
Northridge, CA, 91326
$2,980,000
MLS: OC26074979
Beds
5
Baths
6
Sq Ft
4,994
Lot
0.20 ac
Year Built
2023
MLS #
OC26074979
Days on Market
2
Listed
Apr 17, 2026
Description
This stunning contemporary residence at 20048 W Mersey Ln is located in the prestigious Porter Ranch community of Northridge. Built in 2023, the home offers approximately 4,994 square feet of living space with 5 bedrooms and 6 bathrooms, designed for both luxury and functionality. The property features a spacious open-concept layout, high ceilings, and abundant natural light throughout. A gourmet kitchen flows seamlessly into expansive living and dining areas, making it ideal for entertaining. The home also includes a 2-car garage and sits on an approximately 8,500+ sq ft lot, offering both comfort and privacy. Situated in a desirable, newer development, the home is close to upscale shopping, dining, and outdoor recreation, including Porter Ranch Town Center and nearby parks. With modern construction, generous living space, and a prime location, this property represents a premium opportunity in one of the San Fernando Valley’s most sought-after neighborhoods.
Location
Northridge, Los Angeles County, CA 91326
Open on Google Maps ↗Listed by: Wenjing Yan · Real Broker
Payment estimate
$21,000
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $298,000 · Loan: $2,682,000
- Principal & Interest
- $16,479
- Property tax (1.25%)
- $3,104
- Homeowners insurance
- $300
- Mortgage insurance
- $1,118
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Northridge home with as little as 3.5% down using an FHA loan — roughly $104,300 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Porter Ranch, CA 91326 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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