Under ContractCondominium

2005 Shoemaker Lane

Newbury Park, CA, 91320

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$475,000

MLS: 226001418

Beds

1

Baths

1

Sq Ft

821

Lot

0.01 ac

Year Built

1980

MLS #

226001418

Days on Market

13

Listed

Mar 27, 2026

Description

Newly remodeled first floor condo in coveted Amberwood complex. This turnkey home has been updated throughout, with newer faux wood flooring, fresh paint, a gleaming kitchen with quartz countertops and stainless aplliances, new bathroom fixtues, newer sliding doors, and new lanscaping in the generous back patio. The home also comes with central AC, overhead recessed lighting, an attached single car garage, and an additional parking space. The well-maintained complex includes two community pools/spas and ample guest parking, Close to shopping, dining, freeway, Amgen, and highly rated schools.

Location

Newbury Park, Ventura County, CA 91320

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Listed by: David Woodruff · NextHome Oak Summit

Payment estimate

$3,600

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $47,500 · Loan: $427,500

%
Principal & Interest
$2,627
Property tax (1.25%)
$495
Homeowners insurance
$300
Mortgage insurance
$178
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Newbury Park home with as little as 3.5% down using an FHA loan — roughly $16,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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