Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
PendingSingleFamilyResidence

2009 Montana Avenue

Santa Monica, CA, 90403

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$4,995,000

MLS: 25605891

Beds

5

Baths

7

Sq Ft

4,400

Lot

0.09 ac

Year Built

2009

MLS #

25605891

Days on Market

151

Listed

Oct 14, 2025

Description

Situated in the heart of Santa Monica, enjoy the ultimate lifestyle with LA's finest coffee, shopping, and dining just moments from your front door. Sophisticated and timeless, this contemporary eco-friendly residence blends architectural elegance with sustainable design all in the award winning Franklin School District. Originally built in 2009 and exceptionally well maintained, this light-filled home features soaring ceilings, skylights, glass walls, and an exposed steel floating staircase, creating an effortless sense of openness and style.The chef's kitchen is equipped with Energy Star stainless steel appliances, a large center island with breakfast bar, and seamless flow into the family room and private courtyard perfect for indoor-outdoor living. The main level also offers a dining room, living room, and an ensuite bedroom ideal for guests or an office. Upstairs, the primary suite serves as a private retreat with dual glass walls, a spa-inspired bath with steam shower and soaking tub, and access to a loft space. Two additional bedroom en-suites complete the second floor, while the top level features two lofts and a rooftop deck showcasing ocean and mountain views. The ground level includes a guest suite with separate entrance, an oversized gym, and a garage made for a car collector's dream with parking for up to 5 cars! Built with sustainable integrity, the home includes hydronic radiant heat floors, low-E double-pane windows, AEP Span metal roofing, natural ventilation systems, and energy-efficient insulation. Offering exceptional design, eco-conscious construction, and an unbeatable central Santa Monica location, this home perfectly balances luxury, functionality, and enduring quality.

Location

Santa Monica, Los Angeles County, CA 90403

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Listed by: Santiago Arana · The Agency

Payment estimate

$34,997

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $499,500 · Loan: $4,495,500

%
Principal & Interest
$27,621
Property tax (1.25%)
$5,203
Homeowners insurance
$300
Mortgage insurance
$1,873
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $174,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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