Under ContractSingleFamilyResidence

201 E Ventura Street

Santa Paula, CA, 93060

1 / 17View all 17 photos

$650,000

MLS: V1-34837

Beds

2

Baths

1

Sq Ft

1,020

Lot

0.14 ac

Year Built

1930

MLS #

V1-34837

Days on Market

18

Listed

Mar 14, 2026

Description

First time buyers, investors, all home buyers. This property features 2 bedrooms with 1 full bathroom; built in 1930, this classic home has 1020 sq.ft. of living space with 6098 sq.ft. of lot space with a wood burning fireplace in the living room. Property has a gas stove, washer and dryer hook-ups. This property also has a detached garage that could be converted to an ADU, or you can expand up or out on the existing home. Other features of this home it has a small basement that could be used as a man cave, a hide away or for extra storge. So, if you're thinking of owning don't miss your chance to home ownership now is your chance.

Location

Santa Paula, Ventura County, CA 93060

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Listed by: John Villar · Century 21 Masters

Payment estimate

$4,815

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $65,000 · Loan: $585,000

%
Principal & Interest
$3,594
Property tax (1.25%)
$677
Homeowners insurance
$300
Mortgage insurance
$244
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Santa Paula home with as little as 3.5% down using an FHA loan — roughly $22,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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