201 Ocean Avenue 304B
Santa Monica, CA, 90402
$595,000
MLS: 26649255
Beds
0
Baths
1
Sq Ft
661
Lot
1.33 ac
Year Built
1971
MLS #
26649255
Days on Market
65
Listed
Feb 10, 2026
Description
What a deal ! PERFECT STUDIO PIED A TERRE BY THE BEACH ! Located in the "B" building, this unit on the 3rd floor offers privacy, seclusion, and easy immediate access to the swimming pool and gym located on the same level. Ocean Towers is one of the few full-service buildings in Santa Monica. Amenities include: Spa, Fitness Center, Valet Parking, Heated Pool, Sun Deck, Banquet Room, 24 Hour Doorman, Controlled Access, Reception, and more, Ocean Towers is a Co-op with an underlying corporate loan. Total HOA is approximately $739.00 and loan service of $608.00 per month. Buyer to verify all information with Ocean Towers Housing Management and shall not rely upon any representation from agent or seller.
Location
Santa Monica, Los Angeles County, CA 90402
Open on Google Maps ↗Listed by: Marc Chorin · ZARA Equity Corp.
Payment estimate
$4,433
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $59,500 · Loan: $535,500
- Principal & Interest
- $3,290
- Property tax (1.25%)
- $620
- Homeowners insurance
- $300
- Mortgage insurance
- $223
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $20,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Santa Monica, CA 90402 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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