PendingSingle Family Residence

20112 Clubview Drive

Tehachapi, CA, 93561

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$489,000

MLS: 26004231

Beds

4

Baths

3

Sq Ft

2,024

Lot

0.27 ac

Year Built

2026

MLS #

26004231

Days on Market

19

Listed

May 29, 2026

Description

Brand-new home with incredible views... Offering over 2,000 square feet, this 4-bedroom, 2.5-bath home features a desirable split-wing layout, with the primary suite privately situated opposite the two guest bedrooms. The 4th bedroom, located just off the great room, would make an ideal home office or playroom with double door entry and near entry. The spacious open-concept great room is perfect for entertaining and flows seamlessly into the stunning kitchen, complete with a large island and walk-in pantry. The primary suite offers a generous walk-in closet, a spa-like bathroom with a large walk-in shower, soaking tub, dual sinks, and a private water closet. Set above the street, the home enjoys truly amazing views, along with a large backyard, covered patio, extra concrete space, and a 2-car attached garage. Solar panels to help offset energy costs, and the interior laundry room plus convenient half bath just off the garage add everyday functionality.

Location

Tehachapi, Kern County, CA 93561

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Listed by: Stacey Peel · Keller Williams-Bakersfield

Payment estimate

$3,664

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $48,900 · Loan: $440,100

%

Average 30-yr fixed rate 6.47% as of Jun 18, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$2,773
Property tax (1%)
$408
Homeowners insurance
$300
Mortgage insurance
$183
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 18, 2026

30-year fixed
6.47%
15-year fixed
5.81%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $17,115 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.