20130 Monte Vista Lane
Apple Valley, CA, 92308
$1,200,000
MLS: HD26005661
Beds
7
Baths
7
Sq Ft
9,100
Lot
4.24 ac
Year Built
1992
MLS #
HD26005661
Days on Market
91
Listed
Jan 9, 2026
Description
OPPORTUNITY KNOCKS!! An entire family complex with 5 acre fenced gated land. 1 Main house with POOL/SPA and 5 separate ADU’s!! Private Lake with Island & rock waterfall, Movie Theater, and much more!! An excellent property for multiple family living together! Short Term Rental opportunity: turn this property into a bread and breakfast, retreat/worship center, Kids Camp, or an excellent Airbnb property!! Main house has 4 bedrooms, 3 bathrooms, 5,012 Square Feet of spacious living space. Grand entryway into the foyer and huge real rock grand fireplace. Open concept with a split floor plan. The south wing of the home includes the living room, beautiful kitchen with ample cabinet space and granite countertops, the kitchen opens up into the oversized dining room with a 2nd fireplace, 2 other bedrooms and 2 full bathrooms. The north wing offers oversized laundry room/office which could be utilized as a bedroom, and the 3rd bathroom has a bathtub. The large Primary suite includes a beautiful bathroom with walk-in shower, soaking tub, his/her vanity sink with granite counter tops. The 3rd fireplace is located master suite’s bedroom. A HUGE 1200 Square feet Hall Room with pellet stove, which is great for meetings, large gatherings and entertaining. Inground POOL! Backyard has a gorgeous huge pond stocked with Koi fish and Catfish, surrounded by a well maintained lawn, mature trees, back porches and carports. ADU 1 bedroom and 1.5 bathroom. ADU 2, 3, 4, & 5 has 1 bedroom and 1 bath each. Large 4.24 acre of land is completely fenced with block wall and larger wrought iron gates!! A ONE OF A KIND PROPERTY RARE PROPERTY!! Hurry to make an appointment to view this gorgeous property.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Mohammad Alam · Alam Realty
Payment estimate
$8,636
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $120,000 · Loan: $1,080,000
- Principal & Interest
- $6,636
- Property tax (1.25%)
- $1,250
- Homeowners insurance
- $300
- Mortgage insurance
- $450
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $42,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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